Maximum Annual 529 Contribution 2024. Although these may seem like high caps, the limits apply to every type of 529 plan. The 529 plan must be open for at least 15 years before it can be rolled over into a roth ira and there’s a $35,000 lifetime limit on.

Normal roth ira annual contribution limits apply. 36,000 for a married couple in 2024) and fund a 529 plan account over.